Health-Care Myths

[Common Sense Al]

Al, its called an analogy....

Oh, I see... but better to say "a very bad analogy", but still don't understand why the mandate makes them the same thing.

Home insurance on the beach is higher due to potential for hurricanes.

Health insurance for people with cancer are higher because of higher potential for health care cost.

Uhh.... again, very bad analogy... you can't even get private individual health insurance if you have cancer... and buying a beach house is a LUXURY and a CHOICE... getting cancer is neither a luxury nor a choice, and cancer can be life or death. Beach house insurance is not life or death.

I like analogies, but very often people make bad ones and think they're good.

Have you noticed that anything you don't agree with, you call GOP Propaganda.

Yes, because it is.

[FM7]

Here is another analogy for you - a Cat 5 tornado is heading straight at my house, (lets assume I don't already have insurance) is there any insurance company that will provide me insurance for $1000/year when they know my claim will be $300,000? No. And why should they? They are not a charity.

If I have cancer, why would a private company offer me insurance at normal rates? They already know that the costs to treat me will exceed the normal person.

[Common Sense Al]

Here is another analogy for you - a Cat 5 tornado is heading straight at my house, (lets assume I don't already have insurance) is there any insurance company that will provide me insurance for $1000/year when they know my claim will be $300,000? No. And why should they? They are not a charity.

If I have cancer, why would a private company offer me insurance at normal rates? They already know that the costs to treat me will exceed the normal person.

Thank you, that analogy supports 'Obamacare'. It demonstrates why our system is messed up: because for-profit private insurance companies are always looking to dump the sick, get them off the rolls, and keep them off. Obamacare targets this problem (as well as the related problem of discrimination against individuals & those with little market power).

[josh]

Here is another analogy for you - a Cat 5 tornado is heading straight at my house, (lets assume I don't already have insurance) is there any insurance company that will provide me insurance for $1000/year when they know my claim will be $300,000? No. And why should they? They are not a charity.

If I have cancer, why would a private company offer me insurance at normal rates? They already know that the costs to treat me will exceed the normal person.

Thank you, that analogy supports 'Obamacare'. It demonstrates why our system is messed up: because for-profit private insurance companies are always looking to dump the sick, get them off the rolls, and keep them off. Obamacare targets this problem (as well as the related problem of discrimination against individuals & those with little market power).

If all Obamacare did was create a govt subsidized pool to provide basic healthcare to those with pre-existing conditions then I and must about everyone else would be in favor of it.

[Common Sense Al]

If all Obamacare did was create a govt subsidized pool to provide basic healthcare to those with pre-existing conditions then I and must about everyone else would be in favor of it.

Wow josh! You've found the magic answer... why didn't they think of this before? Oh yeah, because it wouldn't work & it's not that simple, especially if you think everyone would be happy about it.

And I really doubt you'd be happy about it because it would be likely to raise taxes or increase the deficit... are you going to be in favor of paying higher taxes or increasing the deficit when you're comfy with your employer provided healthcare?

There is no real fix that people aren't going to complain about.

Plus the tea party would call it more socialism.

[Pipeline]

Al, its called an analogy....

Home insurance on the beach is higher due to potential for hurricanes.

Health insurance for people with cancer are higher because of higher potential for health care cost.

This is so simple, I think you must be pulling our leg. Have you noticed that anything you don't agree with, you call GOP Propaganda. You are the one that appears to be brainwashed.

Ya think, FM7?

I believe hurricane insurance is already paid for by the feds. At least if your house gets blown away in one, the feds hand you money to fix the house faster than a "CSAL post" on health care.

CSAL is smart, not brainwashed, he just doesn't pay much attention to other opinions.

[josh]

If all Obamacare did was create a govt subsidized pool to provide basic healthcare to those with pre-existing conditions then I and must about everyone else would be in favor of it.

Wow josh! You've found the magic answer... why didn't they think of this before? Oh yeah, because it wouldn't work & it's not that simple, especially if you think everyone would be happy about it.

And I really doubt you'd be happy about it because it would be likely to raise taxes or increase the deficit... are you going to be in favor of paying higher taxes or increasing the deficit when you're comfy with your employer provided healthcare?

There is no real fix that people aren't going to complain about.

Plus the tea party would call it more socialism.

It wouldnt work becausey you say so? Oh...ok.

[falcon999]

the reason home insurance is different is that no one is forced to rebuild your uninsured house, but hospital and doctors are forced to take care of people without insurance in emergency situations for free.

[Common Sense Al]

It wouldnt work becausey you say so? Oh...ok.

Yes, me and common sense.

the reason home insurance is different is that no one is forced to rebuild your uninsured house, but hospital and doctors are forced to take care of people without insurance in emergency situations for free.

Yes, that is a big difference too. If your home burns down without insurance, your costs are not passed onto others like they are with healthcare.

But... if you get a mortgage, then they 'mandate' that you have insurance, so you can't pass your loss onto the lender.

By the way, who here would be happy if there was private 'fire insurance' to put your house out if it caught on fire? Josh? FM7? YellowRose? Consider what would happen if your neighbor's house caught fire and they didn't have private 'fire insurance' so no one came to put it out, and because of that it spread to your house & others. Things like that can happen with disease when a large chunk of the population doesn't have access to basic care like a primary doctor... think about your kid going to a school where there are sick/sicker kids because they can't get primary care. This affects YOU also, so you/we are paying these 'costs' as well.

[skiing1974]

good grief...not everyone lives on the beach. But everyone gets sick!

[FM7]

You are trying to create utopia, la la land. It doesn't work. And in trying to do so, we are going to bring the whole country down. At least we will be equal and you will finally be happy.

[Common Sense Al]

You are trying to create utopia, la la land. It doesn't work. And in trying to do so, we are going to bring the whole country down. At least we will be equal and you will finally be happy.

Aren't you "trying to create utopia" too? Only your version of it? That doesn't work either.

And they shouldn't try to fix the deficit and national debt, because all they are doing is trying to create utopia, la la land. It doesn't work.

[skiing1974]

If Obama tried to create something called 'Anti-Utopia', reps would oppose it too even if they agreed with everything in it. It doesn't matter anyways. Both parties are pathetic, one that doesn't have a President in the White House will, for the second half of his/hers presidency make sure nothing is voted in that could help him. No, doesn't matter which side has the President. Every political discussion between the start of the primaries to the end of elections is a total waste of everyone's time. And dramatic statements from both sides (right now, Reps have a lead in that one) are silly if not sad.

[FM7]

No Al, I'm a realist. I have never claimed to want utopia, because it is not possible. Your la la land is what is creating the deficit.

skiing, this has nothing to do with Obama specifically or personally. Most of you have good intentions (even Obama), but you can't see that this will fail like it always has. You want an equal burden on all, and everyone gets the same no matter what.

Why don't we all work, give the money to the government, and they let them distribute it equally. Of course everyone will try their hardest despite the fact that their reward will be the same as the slackers (Al - that is sarcasm). It's against human nature. Eventually most slack off. Without the possible (not guaranteed) reward of getting ahead, progress stifles. Do we need to be compasionate? Yes, but not create a whole system that is not sustainable.

[Common Sense Al]

If Obama tried to create something called 'Anti-Utopia', reps would oppose it too even if they agreed with everything in it. It doesn't matter anyways. Both parties are pathetic, one that doesn't have a President in the White House will, for the second half of his/hers presidency make sure nothing is voted in that could help him. No, doesn't matter which side has the President. Every political discussion between the start of the primaries to the end of elections is a total waste of everyone's time. And dramatic statements from both sides (right now, Reps have a lead in that one) are silly if not sad.

Wow... I have to really agree with you there, though I'm sure we don't agree on all the underlying reasons.