Wombat wrote:I just can't seem to get my head around the thought of blaming my lending officer if I screw myself over with a loan that is structured in a way that I can lose my house with a single adjustment from the Federal Reserve.
If the people signing for these loans were minors, I'd buy it. But these are adults, albiet poor judges of financial awareness.
Smokey wrote:Our (America's) captialistic and competitive nature does two things: One, it allows us to be world leaders in every conceivable business arena, and by a long shot (side bar: And people worry about our education system. When we quit being world leaders of industry, I'll worry about educational systems. Maybe the next generation will suck, though. I know first-hand that the generation coming up doesn't have much work ethic, which relates back to the first line above.)...but two, it also creates a culture of me and mine that is more destructive than anything else.
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